Occupation: Physician associate and egg donor
Industry: Healthcare
Age: 27
Location: Boston
Salary: $199,500.00. This includes $144,000 base salary and $14,000 bonus; $40,000 from an egg donation cycle; and $1,500 from a course instructor position with my former employer. My partner and I do not share finances.
Assets: 401(k): $35,900; brokerage managed with Vanguard digital advisor: $27,800; Roth IRA: $25,800; HYSA/emergency fund: $10,200; 403(b): $9,800 (I cannot roll this over, since I am still technically employed on a contract basis); HSA: $900
Debt: Student loans: $50,400; credit card debt: $5,300
Paycheck Amount (2x/month): $6,008
Pronouns: She/her
Industry: Healthcare
Age: 27
Location: Boston
Salary: $199,500.00. This includes $144,000 base salary and $14,000 bonus; $40,000 from an egg donation cycle; and $1,500 from a course instructor position with my former employer. My partner and I do not share finances.
Assets: 401(k): $35,900; brokerage managed with Vanguard digital advisor: $27,800; Roth IRA: $25,800; HYSA/emergency fund: $10,200; 403(b): $9,800 (I cannot roll this over, since I am still technically employed on a contract basis); HSA: $900
Debt: Student loans: $50,400; credit card debt: $5,300
Paycheck Amount (2x/month): $6,008
Pronouns: She/her
Monthly Expenses
Housing Costs: $2,250 for a studio with parking.
Loan Payments: $305 per month (this is a minimum, and I am putting my egg donor compensation towards loans).
Electricity: ~$50
Gym Membership: $45
Car Payment: $250 (to my parents, who paid for my car in full).
Car Insurance: $140 (I pay for my partner’s car insurance while he is in graduate school.)
Gas: $100
Internet: $25
Spotify: $20 (I pay for my family and my friend who is in medical school. My parents are not charging me interest on the car loan, so I consider this my interest. My friend put herself through college and so I consider this balancing the scales.)
Donations: $50 ($25 to a reproductive justice nonprofit and $25 to an ocean conservation fund).
