Why You Can Trust Us
Investopedia was founded in 1999 and has been helping readers find the best student bank accounts since 2020. Investopedia’s research and editorial teams conducted independent, unbiased research into student bank accounts, collecting and calculating nearly 700 data points on 20 checking accounts. Our research covered account limitations, ATM networks, APYs, fees, customer satisfaction, and more. This information was used to objectively score and rank each account to provide the best recommendations above.
How We Find the Best Student Bank Accounts
Investopedia’s research and editorial teams conducted independent, comprehensive research into student bank accounts from March 4, 2025 to March 20, 2025. 20 checking accounts were included, and each one was evaluated on 34 criteria. Information was collected from bank and credit union websites and customer support. Information not used for scoring was collected for background.
Evaluation criteria were broken down into the following categories and given the accompanying weights:
- Fees: 27.0%
- Customer Satisfaction: 25.0%
- Availability: 25.0%
- Terms: 23.0%
Invetopedia’s full-time compliance team maintains the accuracy of information on this page to ensure our recommendations remain the best choices for their respective categories.
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