Why You Can Trust Us
Investopedia was founded in 1999 and has been helping readers find the best bank accounts for their small businesses since 2020. Investopedia’s research and editorial teams conducted independent, unbiased research into small business bank accounts to provide the best possible recommendations for a variety of situations and needs. Investopedia researched and evaluated 21 popular small business checking accounts across 21 criteria, collecting over 400 data points to determine the best picks above.
How We Find the Best Small Business Bank Accounts
Investopedia’s full-time research and editorial teams conducted independent, comprehensive research into small business bank accounts in January 2025. They researched 21 different bank accounts, spanning 10 different banks. For each account, 21 criteria were collected, resulting in over 400 data points; this information was used to score and rank each account objectively.
Investopedia collected information from company websites and customer service representatives. Any data points that were not used for scoring purposes were collected for background. Investopedia’s full-time compliance team maintains the information on this page to ensure the content remains accurate and the best picks remain relevant.
The criteria were broken down into several categories, with weights determined based on their relative importance to business bank account customers:
- Fees: 35.00%
- Terms: 35.00%
- Limits: 20.00%
- Availability: 10.00%
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