Why You Should Trust Us
At Investopedia, our short-term rental insurance reviews are based on thorough, unbiased research by our team of experts. We analyzed 12 insurance providers, evaluating factors like coverage, customer complaints, and online tools to provide clear, objective comparisons. Our goal is to help you find the best insurance for your rental property. Investopedia has been a trusted source of financial information since 1999 and has guided readers in choosing the best short-term rental insurance since 2020.
How We Chose the Best Short-Term Rental Insurance Companies
To find the best short-term rental insurance companies, we first researched industry data, market share, and customer search trends to pinpoint key features and top providers. We evaluated 12 companies across 25 criteria.
Our research included financial strength ratings from AM Best and complaint data from the National Association of Insurance Commissioners. We also looked at policy offerings, coverage limits, and digital tools.
We ranked each company according to the following categories and weights:
- Coverage limits: 50%
- Digital features: 20%
- Coverage types: 19%
- Customer complaints: 5%
- Financial strength: 3%
- Discounts: 3%