Why Trust Us
Investopedia’s team of researchers, editors, and writers conducts a thorough and impartial analysis of data to make its recommendations. Our guidance is focused on helping consumers make the best choice. While we may earn compensation when you click on certain links, our advertising partnerships don’t affect how we review products, though they may influence the order in which products appear on this page. Investopedia was founded in 1999 and has helped readers identify top health insurance companies since 2019.
How We Chose the Best Short-Term Health Insurance Companies
Investopedia’s rankings of the best short-term health insurance companies are based on our independent research into 14 plans offered by three providers. We evaluated costs, coverage, and plan availability. We collected quotes for the lowest-premium version of each plan in Florida, Illinois, and Texas, where available. Investopedia’s research for this ranking was conducted from Nov. 25 to Dec. 3, 2024.
After verifying this data with primary sources, we used it to create our scoring model to evaluate each company, based on the following weights:
- Out-of-Pocket Costs: 56%
- Premiums: 27%
- Maximum Coverage Benefit: 15%
- State Availability: 2%
Read our full methodology for reviewing health insurance providers.
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