Why You Should Trust Us
Investopedia’s writers, researchers, and editors work hard to give you the best advice about health insurance. We carefully gather and vet large sets of data to figure out which companies are the best. Even though we might get paid if you click certain links, it doesn’t affect how we rate insurance companies. Investopedia launched in 1999 and has helped readers find the best health insurance companies since 2019.
How We Chose the Best Health Insurance Companies for the Self-Employed
Investopedia’s rankings of the best health insurance companies for self-employed people are based on Investopedia’s independent research into nine providers offering plans through federal and state marketplaces. We evaluated costs, customer satisfaction, plan benefits, and medical management programs.
We selected the nine companies in our review based on market share, enrollment trends, and availability. Investopedia’s research for this ranking was conducted from Oct. 24 to Nov. 8, 2024. We collected 315 data points across nine companies from HealthCare.gov, state marketplaces, the National Association of Insurance Commissioners (NAIC) complaint index, and company websites and representatives.
Staff editors and researchers used this data to create our scoring model for evaluating each company on criteria that fall into seven categories. We weighted those categories as follows:
- Federal marketplace cost data: 26%
- State marketplace cost data: 26%
- Customer satisfaction: 20%
- Plan types: 11%
- Availability: 10%
- Medical management programs: 5%
- Plan benefits: 2%
Read our full methodology for reviewing health insurance providers.
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