Why You Can Trust Us
Investopedia was founded in 1999 and has been helping readers find the best checking accounts with no ATM fees since 2020. Investopedia’s research and editorial teams conducted independent research into checking accounts from 13 financial institutions. We evaluated 16 checking accounts without ATM fees across 32 criteria, collecting and calculating over 500 data points to determine the best picks above.
How We Find the Best Checking Accounts With No ATM Fees
Investopedia’s full-time research and editorial teams conducted independent, comprehensive research into checking accounts with no ATM fees in May 2025. We included 16 checking accounts in our research from 13 different banks, credit unions, and fintechs. Only checking accounts with some degree of ATM fee reimbursement were included. We collected and calculated 32 criteria for each account, resulting in over 500 data points. Each account was given an objective score and ranking based on this information.
Investopedia collected information directly from company websites. Any data points not used for scoring purposes were collected for background. The criteria were broken down into the following categories, with the accompanying weights:
- Fees: 47.00%
- Customer satisfaction: 25.00%
- Terms: 17.00%
- Availability: 11.00%
Investopedia’s full-time compliance team maintains the information on this page to ensure the content remains accurate.
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