Why You Can Trust Us
Investopedia was founded in 1999 and has been helping readers find the best credit unions since 2021. Investopedia’s research and editorial teams conducted independent, unbiased research into the credit union industry to offer a variety of recommendations for people in different circumstances. Investopedia conducted research into 13 credit unions, evaluating each one across 31 dimensions. Over 400 data points were collected, covering availability, account types, fees, APYs, and more.
How We Find the Best Credit Unions
Investopedia’s full-time research and editorial teams conducted independent, comprehensive research into credit unions in January 2025. 13 credit unions were chosen for in-depth research, with 31 criteria collected for each credit union. Nearly 200 data points were used to score and rank credit unions to determine the best picks above.
Information was collected from company websites and customer service representatives. Any data points not used for scoring purposes were collected for background, such as information about ATM networks and account promotions. Investopedia’s full-time compliance team maintains the information on this page to ensure the content remains accurate and the best picks remain relevant.
The criteria were broken down into the following categories, with individual weights based on their relative importance for the average credit union customer:
- Account Terms: 43%
- Customer Satisfaction: 20%
- Credit Union Availability: 15%
- Account Availability:12%
- Account Fees: 10%
:max_bytes(150000):strip_icc()/BestCreditUnions-f55f5234bdb5499292e0bbb69453b1eb.jpg?w=1200&resize=1200,0&ssl=1&description=Best+Credit+Unions+for+February+2025){kind=link}