Why You Can Trust Us
Investopedia collects savings account rates from over 100 banks and credit unions every weekday. When ranking high-yield business savings accounts, we look not only at rates but also at balance requirements, minimum deposit requirements, monthly fees, and more. Our unbiased research is intended to provide readers with the best rates available, regardless of any affiliate or partner relationships we may have. Investopedia launched in 1999 and has been helping readers find the best high-yield business savings accounts since 2023.
How We Find the Best High-Yield Business Savings Account Rates
Every business day, Investopedia’s full-time research and compliance teams track the rate data of about 100 banks and credit unions that offer high-yield savings accounts to customers, including business savings accounts.
We rank the best business savings accounts based on APY first, using the best possible APY available for balances of $200,000 or less, followed by other factors like required balance to earn that APY. To qualify for this list, the financial institution must be federally insured (FDIC for banks, NCUA for credit unions).