Japan is known as a futuristic society, so you may be surprised to learn that it remains quite cash-based. Many places, particularly small boutiques and hole-in-the-wall restaurants, still do not accept credit cards. To avoid running out of cash, get plenty of yen in advance from home (check your local currency exchange and bank for the best rates). If you need yen while in the country, look for Seven Bank ATMs at 7-Eleven stores. These generally accept international bank or credit cards, have low transaction fees, and let you take out a maximum of 100,000 yen per day.
The yen has fallen in value over the past few years, hitting a 34-year record low in 2024, so you’ll get a good bang for your buck here. Keep in mind that there is no tipping culture and that tourists can get tax refunds for many consumer items over ¥5000 (see details in this shopping article).
Public transportation is inexpensive in Japan, and you can get quick fresh eats such as ramen, conveyor belt sushi, and takoyaki for far lower prices than in North America. 100 yen “dollar stores” such as Daiso and “general stores” like Don Quijote sell quirky, quality goods for excellent value. However, taxis and rideshares are pricey, as are many electronics and tech accessories like SD cards, and fresh fruits and vegetables from the supermarket (especially the perfect-looking “designer” ones). Here are more tips for saving money in Tokyo.
